As we look to finish off the year it’s quite normal that we look back and reflect on what we’ve accomplished, the hurdles we’ve faced, and the challenges we have before us as we head into 2018. For many families out there, the biggest challenge facing them today is money, more specifically having enough money to pay for all their expenses.
If you found this year to be particularly tough and you’re looking to lessen the load next year, then you aren’t alone. Here are five tips you can use heading into the new year that will help you to cut down on household expense, giving you that extra breathing room you’re after.
If you’re the type that has never really thought much about coupons, nor have you used them, it’s time to think twice. Nowadays, you can find coupons for all kinds of items; it’s no longer just for groceries and toiletries. Coupons range from small price cuts to giving you a free item.
The key to using coupons successfully is knowing where to find them. Typically, the best option nowadays tends to be online, rather than the traditional flyers people used to clip. Coupons can then be stored on your smartphone and scanned at the store.
Sites like eCouponsHub feature all the latest coupons in a large variety of categories. You’ll be able to find significant savings such as the Pizza Hut coupon code 5 off which gives you $5 off your order. Before you know it, these savings start to add up over the month and suddenly you’re freeing up cash.
Look Into Bundling Your Services
Most people spend a fairly significant amount each month on their landline phone, mobile phone, cable provider, and internet provider. Experts recommend looking into bundling your services with one provider, as they will often take a percentage off your bill each month. While you’re speaking with your provider, take a look at your current add-ons and ask yourself if they are really all needed.
Watch Your Energy Usage
Finding ways to cut back on your energy usage can result in significant savings too. Look into things such as energy-efficient light bulbs, energy-star rated appliances, doing things such as laundry and dishes during the off-peak hours, and making sure you turn everything off when it’s not in use.
Cut Back on Outside Entertainment
If you’re the type of family that loves going out to the movies, dining out, and visiting local attractions, now is the time to reign that spending in. Start looking for fun activities you can do at home, or for free. You’d be surprised just how much your town likely offers in terms of “free activities”.
Consider Using Public Transportation
For those families that are a two-car household and looking to make drastic cuts in the budget, then it may be time to consider selling one of those vehicles and using public transportation instead. Obviously, this is a pretty big move, but if your family is able to make do with one car, the savings will be well worth it.
There are Always Ways to Cut
When it comes to cutting your household expenses, the good news is that there are always places you can make changes.